If you’re like many people, you may freeze up when you hear the words “health insurance.” It’s no wonder you’re confused and stressed: With federal healthcare policies and regulations up in the air, your guess is as good as anyone’s when it comes to what’s ultimately going to happen with “repeal and replace.” But that’s only the beginning.
Even without the current healthcare quagmire, navigating the complex world of personal health insurance and all its fine print is inherently complex and often confusing.
As open-enrollment time approaches, millions of Americans will be overwhelmed. Which company should you go with? What kind of coverage should you choose? What’s a fair premium? Which procedures are covered? What about deductibles? Pre-existing conditions?
To help you make sound decisions, White Plains Hospital is offering a a free, updated, downloadable guide, which is available at PPH’s website here.
• Tips and guidelines to help you estimate how much coverage you will need
• Financial strategies for funding unexpected healthcare costs
• The pros and cons of choosing a high-deductible health plan
• A glossary of insurance terms
• A primer on how provider networks work and what they cover
According to Joseph J. Guarracino, CFO of White Plains Hospital, “It’s important to assess how you typically access healthcare to determine how much coverage you might need.” Guarracino says it’s also essential for consumers understand how much their monthly premiums will cover, and what they may be responsible for financially if they have a significant or unforeseen illness or injury
In addition to being available for download, the health insurance guide will be in WPH waiting rooms and outpatient medical facilities through the end of January 2018.
White Plains Hospital (WPH) is a proud member of the Montefiore Health System, serving as its tertiary hub of advanced care in the Hudson Valley. WPH is a 292-bed not-for-profit health care organization with the primary mission of providing exceptional acute and preventive medical care to all people who live in, work in or visit Westchester County and its surrounding areas. Centers of Excellence include the Center for Cancer Care, The William & Sylvia Silberstein Neonatal & Maternity Center and The Ruth and Jerome A. Siegel Stroke Center. The Hospital’s Flanzer Emergency Department is the busiest in Westchester County, seeing nearly 57,000 visits a year. White Plains Hospital performs lifesaving emergency and elective angioplasty in its Joan and Alan Herfort, M.D. Cardiac Catheterization Laboratory and Marie Promuto Cardiac Catheterization Laboratory. White Plains Hospital also has outpatient medical facilities in Armonk and New Rochelle. The Hospital is fully accredited by the Joint Commission and earned its recognition as a Top Performer for Key Quality Measures® in 2015 and 2013. The Hospital is also an eleven-time winner of the Consumer Choice Award, an honor given to the nation’s top hospitals by the National Research Corporation, and received Magnet® designation in 2012 from the American Nurses Credentialing Center (ANCC). In 2014 and 2016, White Plains Hospital received the Outstanding Patient Experience Award from Healthgrades®, given to only 10% of hospitals nationwide. For additional information, visit http://www.wphospital.org.